Paying for Therapy

To make it easier for you, I accept payment in a variety of ways: cash, check, credit, debit, flex spending account (FSA) or health savings account (HSA) card. I work independent of insurance panels for several reasons. By doing this, you and I are in control over what we work on together and how we go about it. Insurances oftentimes limit the number of sessions that are covered regardless of whether you've met your goals and require documentation and a diagnosis before agreeing to cover more visits. Being independent from insurance panels also helps to protect your confidentiality regarding your mental health. Because I'm considered out-of-network, you'll be responsible for the full fee at the time of our appointment.

If you're interested in learning more or setting up an appointment, feel free to contact me.


Using Insurance

Please let me know if you wish to use your health insurance's out-of-network benefits to help pay for therapy. Depending on your plan's benefits, a certain portion of the fee may be repaid to you by your insurance. I'm more than happy to help you understand your benefits, go over the reimbursement procedure, and provide you with the proper documents. If the idea of navigating the insurance maze feels daunting, there are resources available that can streamline the insurance reimbursement process such as the Better app.

Counseling is considered a health expense for tax purposes and you may be eligible for a credit on your taxes. I'm able to set you up with any of the documentation you'll need for all of those purposes.


No Surprise Billing Act

The cost of services depends on a number of factors including your provider’s fee, frequency of services, and duration of treatment. You can receive an estimate of service costs as described below.

As of January 1, 2022, under Section 2799B-6 of the Public Health Service Act, health care providers and health care facilities are required to inform individuals who are not enrolled in a plan or coverage or a Federal health care program, or not seeking to file a claim with their plan or coverage both orally and in writing of their ability, upon request or at the time of scheduling health care items and services, to receive a “Good Faith Estimate” of expected charges.

You have the right to receive a “Good Faith Estimate” explaining how much your medical and mental health care will cost.

Under the law, health care providers need to give patients who don’t have insurance or who are not using insurance an estimate of expected charges for medical services — including psychotherapy services.

  • You have the right to receive a Good Faith Estimate for the total expected cost of any non-emergency healthcare services. This includes psychotherapy.

  • You can ask your health care provider, and any other provider you choose, for a Good Faith Estimate before you schedule a service.

  • If you receive a bill that is at least $400 more than your Good Faith Estimate, you can dispute the bill.

  • Make sure to save a copy or picture of your Good Faith Estimate. For questions or more information about your right to a Good Faith Estimate, visit www.cms.gov/nosurprises.